Del Mar Insurance Group

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(858) 245-1149Call Visit WebsiteVisit Website Map & DirectionsDirections12520 High Bluff Dr Ste 145San Diego, CA 92130 Write a ReviewWrite Review

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Email: Email Business
Brands: chubb, independent agents, motorcycle insurance
Neighborhoods: Carmel Valley, Northern San Diego
Other Link: http://www.gotumbrella.com
Categories: Business & Commercial Insurance, Auto Insurance, Health Insurance, Homeowners Insurance, Insurance

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Phone: (858) 245-1149

Address: 12520 High Bluff Dr Ste 145, San Diego, CA 92130

Website: http://www.gotumbrella.com

Del Mar Insurance Group

Motor Vehicle

Auto Insurance
You and your employees depend on commercial vehicles every day as an essential part of doing business. Protect your vehicles as well as your employees with commercial auto insurance from Kazerouni Insurance Services because road conditions, weather and other drivers on the road are simply beyond your control.
Motorcycle Insurance
Request a free motorcycle insurance quote from Kazerouni Insurance Services / Del Mar Insurance Group on the coverage you need so you can have peace of mind that you and your bike are protected on the road. Our motorcycle insurance quotes can be tailored to your unique riding needs and budget.
Boat Insurance
Before your next excursion on the water, make sure you have the best boat insurance. Kazerouni Insurance Services / Del Mar Insurance Group, boat pulicies include comprehensive, liability and coverage options at affordable rates, so you can customize the protection you need for your boat and your passengers. Learn more about what our boat pulicies cover and get started on a free boat insurance quote today.

Property

Renters Insurance
Renters Insurance or HO-4 – This policy covers property of the people who rent a dwelling, it can be a home, a condo, an apartment or a townhouse. The policy covers loss or damage to property as a result of the 16 named perils specified in HO-1 and HO-2. This is a broad policy which can extend to all of the belongings a person owns but not to the dwelling or structure itself. HO-4 can also cover Liability Insurance and Medical Payments to Others, this will help cover the renter with a small amount of insurance in case other people encounter accidental injuries within the property.
Home Insurance
Keep in mind that the insured value of your dwelling for your earthquake policy is the same as the amount of coverage specified in your homeowners insurance policy. If you are underinsured on your homeowners policy, you are underinsured on your earthquake policy, too.
Condo Insurance
Condo Insurance Policy or HO-6 – It is very much like a homeowner’s insurance policy except in the way Dwelling coverage and Other Structures coverage insurance rates are calculated. Most of the time, the condo owner does not need other structures to be covered since he is only responsible for the condo unit he fully owns. HO-6 is also the same policy that covers townhouse owners. The policy covers loss or damage to property as a result of the 16 named perils specified in HO-1 and HO-2.

Health and Life

Life Insurance
A life insurance policy provides peace of mind as well as financial security for those left behind. When shopping for a life insurance policy, consider the family you will be leaving behind and how this will benefit them long after you are gone. Parents often take the age of their youngest child into consideration when purchasing a policy, ensuring that should they pass on, it is enough to last until the child reaches adulthood.
Health Insurance
These belt-tightening schemes would no doubt include your health insurance coverage. So in order to slash some precious dollar from our health insurance plan or for your health care in general, you have to understand what really is shaping up your insurance policy cost. If you don’t have coverage at work and paying insurance on your own through individual or family insurance plans, these should give you a pretty clear idea on what are the factors that affect your premium.
Long Term Care
LTC coverage provides nursing-home care, home-health care, personal or adult day care for people in retirement age or those with a chronic or disabling condition that needs constant supervision. It is quite expensive and often pays out only a specific dollar amount for a specific period or number of days. However, LTCs offer more flexibility and coverage options compared to public assistance programs.
Dental Insurance

Business

Business Insurance
When you build a business, it is more than about the infrastructure or equipment. You invest your time, your hopes and your dreams for the welfare of your family, your business and everyone in your company. Protect your business and your people against operational losses and secure your company’s future with dependable business insurance.
Commercial Property Insurance
Kazerouni Insurance Services business commercial property insurance can protect your business from a minor hiccup to a major financial loss. Whether you own your building, lease your workspace or work at home, business property insurance protects your business’ physical assets.
Workers Compensation Insurance
The idea behind workers compensation is simple. It’s a no-fault insurance program. As an employer you pay for workers’ compensation insurance and in return your business is covered for work-related accidents.
Commercial Liability Insurance
Kazerouni Insurance Services understands that you need complete business protection, not one-size-fits-all coverage. Our agents will work with you to determine the right type of commercial liability insurance you need for every stage of your business.
Professional Liability Insurance
For example, any individual or business providing an opinion, making recommendations, designing solutions or offering a service is at risk for a professional liability lawsuit. We can help with defense costs, regardless of fault. And we offer protection for judgments, court costs and more.
Restaurant Insurance

Personal

Annuities
We offer paramount protection for your Family, Home, Health, Business, Annuities, Life and Automobile. Reducing your losses and controlling your insurance costs is just one aspect of how we look after your total insurance needs. With us, you can rest in the knowledge that your future is secure, allowing you to focus on things that matter most to you. We look forward to meeting you and assisting you with your insurance needs. Our hope is to share our experience with you and support you in your vision for your future. We encourage you take advantage of our site and to contact us with any questions.
Liability Insurance
Protect Your Assets with Personal Umbrella Insurance Coverage You’ve insured your car and your home. If the unexpected should occur, make sure you are protected.
Travel Insurance
Jewelry Insurance
Protect Your Jewelry From Thieves Special occasions – from a couple’s engagement to a promotion at work – may be marked with expensive jewelry. It’s important to protect your valuables with the appropriate jewelry insurance coverage.

Natural Disaster

Flood Insurance
National Flood Insurance Program: A federally funded program established to make flood insurance available to properties located in participating communities National Flood Insurance Program: A federally funded program established to make flood insurance available to properties located in participating communities
Earthquake Insurance
Most residential insurance policies do not cover earthquake damage – a separate policy is required. Without earthquake insurance to help you recover from catastrophic damage, you will be responsible for all costs to repair or rebuild your home, to replace your personal property, and to live and eat elsewhere. Click here for more information.

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