The limits of your health insurance policy may vary from what is shown. Check your policy to see the exact limits of your plan.
Disability Insurance
Disability insurance is meant to replace your income if you cannot work while long-term care insurance is meant to pay the cost of your care. Disability insurance generally ends when you reach age 65 or when you leave your job. Long-term care insurance stays with you forever until you need care.
Long Term Care
The vast majority of long-term care is provided by family members and the emotional and financial cost can be devastating.