If you answered "no" to any of the above, you should consider life insurance. Contrary to common perception, most people are able to obtain adequate life insurance coverage for an affordable premium. Whether it's your health or your job, let Marshall Insurance protect you and your family from unexpected events in your life.
Health Insurance
Disability Insurance
Disabilities can happen to anyone at any time. In fact, you are much more likely to be disabled than to die. However, disability insurance is overlooked by a lot of people.
Long Term Care
One of the greatest potential risks faced by the elderly is the need for long-term care. Long-term care insurance transfers a portion of the risk of long-term care expenses away from you to protect you and your family from potentially devastating expenses.
We have developed an in-depth knowledge of the farming industry, which is an important tool in analyzing your insurance needs. This enables us to offer complete packages for all types of farms and ranches, and equine activities.
Workers Compensation Insurance
Disabilities may happen at work, in which case you may be covered by worker's compensation insurance. However, this may not provide coverage for all of your needs, and does not cover you outside of work.
Professional Liability Insurance
Umbrella Liability (AKA Excess Liability) provides additional coverage when the limits of insurance on an underlying policy are exceeded. For instance, if you have $1,000,000 coverage under General Liability and you have a claim settlement for $1,500,000, the umbrella policy would pick up the additional amount. Umbrella Liability policies add coverage to General Liability, Hired and Non-owned Auto Liability, and Employer's Liability for a single premium. It is important to note that Umbrella coverage does not apply to the Professional Liability policy.
Commercial general liability coverage insures a business against accidents and injury that might happen on its premises, as well as exposures related to its products. It protects against medical expenses accruing to the underlying incident, the cost of defending lawsuits, and other consts. General liability insurance is your last line of defense against devastating claims for things over which you may have little or no control.