Whether you drive a car, truck, or motorcycle, automobile insurance protects against losses including the liability coverage of bodily injury, property damage, and medical payments, and the physical damage coverage of collision and comprehensive. It also provides compensation for lost wages, medical bills, and liability coverage for others involved.
Homeowners insurance provides coverage on a person’s house, other structures on the property, as well as the personal possessions inside it. It protects against a wide variety of perils including windstorms, fire and theft. The liability portion of the policy covers the homeowner for accidental injuries caused to third parties and/or their property. Flood is not covered by this type of policy. You must buy flood insurance separately.
Group health insurance provides coverage for all included members of your business or organization. Group policies tend to be more cost-effective and carry lower premiums than individual policies. There are several types of Group Health policies available including but not limited to Health, Life, Disability, and Dental.
Disability Insurance
Whether you’re looking for Business, Homeowners, Auto, Umbrella, Health or Disability insurance, our agents in Peterborough and Antrim, NH, are ready to help you find coverage with the best insurance companies. We’re happy to answer any of your questions, and we encourage you to reach out to us today!
“I have worked with Bellows-Nichols for a number of years for our business insurance needs. The staff are friendly, professional, and knowledgeable. They are responsive to our needs and a pleasure to work with. Bellows-Nichols has done an excellent job for us.”
Workers Compensation Insurance
If you own a business, commercial insurance is essential to protecting your financial assets, property, and livelihood. Many business insurance policies provide coverage during lawsuits, theft or vandalism, as well as coverage for your employees. There are several types of Commercial policies available such as Commercial Property, Business Auto, Workers Compensation, and Professional Liability.
Umbrella insurance is designed to provide an extra layer of coverage above the limit of the underlying policy or policies, such as homeowners, auto, or business insurance. This type of coverage may protect you in cases of lawsuits, libel, vandalism, and sometimes broader than those of underlying policies.
Travel Insurance
Travel insurance protects you against financial risk such as money invested in nonrefundable pre-payments. Other covered losses that may be incurred while you’re traveling include last-minute trip cancellations, lost luggage, medical expenses incurred overseas, and lodging arrangements in cases of natural disasters.
Renter’s insurance protects a tenant’s personal belongings, and provides coverage for living arrangements should an event leave the living space uninhabitable. The liability portion of the policy covers the tenant for accidental injuries caused to third parties and/or their property. Flood is not covered by this type of policy. You must buy flood insurance separately.