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AKA: B I A
Categories: Insurance, Auto Insurance, Business & Commercial Insurance, Flood Insurance, Homeowners Insurance, Liability & Malpractice Insurance, Life Insurance, Property & Casualty Insurance

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Phone: (401) 725-0070

Address: 1 Walker St, Lincoln, RI 02865

Auto Insurance
Our auto policies are for all drivers regardless if previously insured or who have had difficulty obtaining auto insurance.

Home Insurance
You may need homeowner’s insurance because your mortgage lender requires it. But, even if you own your home outright, you still need homeowners insurance to protect what you can’t afford to lose. It is really that simple. You spend years building up a solid financial foundation for you and your family. All that hard work can go down the drain in a matter of minutes when, for example, a tornado devastates your house, a burglar robs and vandalizes your home while you are gone, your dog bites and severely injures a neighborhood child, a guest in your home is hospitalized after falling on your icy stairs, or a neighbor sues you for personal injury after your chimney topples over on his head. There are virtually thousands of possible scenarios that could result in severe financial loss or even the loss of your home. Homeowner’s insurance is designed to help prevent that result. (Renters and owners of condominiums and cooperatives can get coverage using variations of the same basic insurance tailored to their needs).

Life Insurance
Many people make the mistake of thinking that life insurance is too expensive – they believe that life insurance costs a lot more than it actually does. Younger people, who often qualify for the best rates, overestimate the cost, and so their family goes without this protection.

Business Insurance
Today’s business owners need to work with an agent who they can count on to advise them on how to best protect their business operations.
Professional Liability Insurance

Wedding Event Protection
Your special event deserves an enhanced level of protection. We will work with you to create a customized insurance plan designed specifically for your needs. Whether you are looking to make certain that wedding day vendors honor their contracts, or want to protect against lost or stolen wedding rings, Blais Insurance can build a insurance package that ensures your peace of mind.

Flood Insurance
Your homeowner’s policy may exclude coverage that you can purchase by adding an endorsement to your policy. Other coverage, such as flood insurance, must be purchased under a separate insurance program. Still other coverage can be obtained by purchasing a policy that covers a broader list of perils. The cost of homeowner’s insurance will depend upon the amount of your coverage, any endorsements you add to the policy, and the deductibles you choose.

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