CAROL L. HILL, P.A. Carol L. Hill, P.A.Attorney at Law Carol L. Hill, P.A., is a general practice law firm, serving Frostproof, central Florida and Polk County. Carol L. Hill is admitted to practice in both the State of Florida and the Commonwealth of Virginia. Our office is located in Frostproof, Florida one (1) block east from Citizens Bank and Trust and the Frostproof Art League & Gallery and Ramon Theater. The office is across the street from the historic Frostproof Depot. Our office is the ONLY full time, general practice law firm in Frostproof. We offer representation in the areas of Bankruptcy, Business Law, Probate, Uncontested Divorce, Wills, Estate planning and Powers of Attorney. Your case is important to you and therefore to us. We want to be your local attorney in the area for all your legal needs as they may arise. A brief telephone discussion does not give us the needed opportunity to exchange information which we will need in order to properly advise you. Also, Carol is often in Court or otherwise unavailable, should you drop in to our office without an appointment Therefore,we ask that you call our office to schedule a personal consultation.
An uncontested divorce is a divorce in which there are no property rights to be determined, no child or spousal rights to be determined, and no custody rights in issue.
While in Virginia Carol was a member of the Prince William County Bar and a member of the Bankruptcy, Criminal Law and Family Law Sections of the Virginia State Bar. She was also certified by the Virginia Supreme Court as a certified Guardian ad Litem for the Juvenile and Domestic Relations Court. In 1996, Carol received an award from the Prince William County Bar Association as the Court Appointed Attorney of the Year for the General District Court for 1996.
DUI/DWI
Embezzlement
12). Debts involving fraud or defalcation while acting in a fiduciary capacity, embezzlement or larceny (as for example, if you steal money from someone after being placed in a position of trust);
Most of my practice involves domestic relations, bankruptcy, business law, wills, criminal and traffic cases, although I do handle certain other cases.
We offer representation in the areas of Bankruptcy, Business Law, Probate, Uncontested Divorce, Wills, Estate planning, Powers of Attorney and Deeds.
Wills
Trusts
A funded revocable ("living") trust can be a valuable and important part of the estate plan for many people, but it does not eliminate the need for a will. A living trust requires that you actually TRANSFER assets into it in order for it to have any effect at all, which means that it requires preparation of some paperwork. Even if you have a living trust, you will still need a will to dispose of those assets that have not or cannot be placed in the trust. As useful as they are, living trusts are not appropriate for everyone. Only your lawyer can tell you if you should consider one, and only your lawyer should prepare it.
A chapter 7 bankruptcy is what's known as a "straight discharge" in bankruptcy. For the most part, all your unsecured debts are discharged (which means that you will have no further legal obligation to pay them) and most people get to keep everything that they own, even if you own a house with significant equity.
Foreclosure
A chapter 13 is known as an adjustment of debts of an individual with a regular income. It is used in several special circumstances, which include, for example, the following: 1) Under the ‘means test’ you are unable to file a chapter 7 because you have too much income; 2) You do not wish to just discharge your debt and feel that you have the ability to repay your debt and wish to do so over time; 3) You have more assets than you will be able to keep in a regular chapter 7 case, so you may wish to file a chapter 13 case so that you may keep your assets; 4) You are in arrears on your mortgage or your car note and are being threatened with foreclosure or repossession and wish to have time to make up the arrears on your mortgage or car payment over time; 5) You have certain types of debts which would not be dischargeable in a regular chapter 7 case, for instance, a tax obligation or an obligation for a student loan. Therefore, you may wish to file a chapter 13 so that you may make payments to discharge those obligations. If you believe that you may be interested in filing a chapter 13 bankruptcy, please ask me for more information about it. Hereinafter, the remainder of this note will refer to Chapter 7 bankruptcies.