Don’t discount your personal belongings just because you don’t own your home or apartment you’re living in. If there is a fire or theft, your personal belongings are still at risk.
Home Insurance
Homeownership is typically one of the largest investments people make during their lifetime. That’s why you need a homeowners insurance policy provided by Kiva Insurance’s experienced professionals to protect that investment. We provide you with a comprehensive policy that is affordable and gives your family and guests peace of mind they’ll always be safe and secure.
It’s an investment in yourself and the future of your loved ones, and it’s a way to secure your financial responsibilities to your family. Your Life Insurance policy can be used to pay off debts and estate taxes, provide money for continuing mortgage payments, and keep your business up and running upon your passing. But most important, it can be used to ensure that your family’s dreams for the future become realities. Protect what matters most in your life with a policy from Kiva Insurance.
Health Insurance
We all strive for good choices to ensure a healthy and active lifestyle, yet even with the best of those efforts, you could still suffer from an unexpected accident or illness – at home or at work. Your Health Insurance will most likely take care of majority of medical expenses. Even so, you’ll still have co-pays, deductibles and ongoing every day household expenses while you’re trying to get well. Supplemental benefits are not health insurance, they are extra protection in the form of lump sum payouts for critical illness, accidental injuries and disability, so you have the funds to help pay those deductibles and living expenses while you’re in treatment or recovery.
Let’s talk! Your business and the way you operate are probably different from your competitor neighbor. Let Kiva Insurance find out about the unique you and design insurance products to protect your business.
Workers Compensation Insurance
Workers Compensation Insurance is protection for the employer and employees. It pays hospital, doctor and medical expenses incurred due to an injury sustained at work, or illness that is work related. It also provides partial payment of wages lost while you’re unable to work, together with retraining or occupational rehabilitation if you’re unable to return to work. Arizona law generally requires all public and private employers that have one or more employees to carry Workers Compensation. Kiva will help you continue to protect your business and employees.
An Umbrella policy extends your liability protection over your Farmowners policy along with other liability policies such as business and personal auto, recreational vehicles, boats, etc.