All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance in Temecula, California, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.
Motorcycle Insurance
We are a California based insurance agency that specializes in motorcycle coverage. We will shop the best motorcycle insurance companies in California to find you the best coverage at an affordable price. You can either fill out our online quote form or contact us for a free, no-obligation quote.
Boat Insurance
PSA Insurance Services specializes in providing personalized insurance coverage to our clients in California, Arizona, Nevada and Idaho that meets the needs of families and businesses. Located in beautiful Temecula, California (Riverside County) we specialize in contractors insurance throughout California, Arizona, Nevada, and Idaho. Centrally located between Los Angeles, Orange County and San Diego, Temecula is the perfect home for PSA. We offer business insurance plans including Business Owners, Commercial Auto, Worker's Compensation, and General Liability. Our goal is to provide professional insurance plans for individuals and business owners. We have a wide variety of personal insurance coverages including home insurance, auto insurance, boat insurance, and motorcycle insurance. Health, group health and life insurance plans are also available. PSA Insurance Services has a plan for everyone.
RV Insurance
Contact us to find out more about recreational vehicle insurance in Temecula, California including the Greater Los Angeles, Murrieta, Riverside, San Diego, and Temecula areas.
Mobile Home Insurance
We pride ourselves in customer service with the lowest possible rate. Just contact us today at (951) 694-0625 to find your next California mobile home or manufactured home insurance policy. We service mobile home insurance policies in Temecula, California including the Greater Los Angeles, Murrieta, Riverside, San Diego, and Temecula areas.
ATV Insurance
We can help you find the right coverage for your special vehicle to protect your investment depending on the vehicle type. Our insurance professionals can work with the carriers and their special requirements for ATV insurance & assist you in finding the right coverage at a competitive rate.
Inland Marine Insurance
California Inland Marine insurance was first created to cover goods transported over water. Now this policy has expanded to cover goods on land and is offered for Commercial or Personal property.
Truck Insurance
Commercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. This type of business insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance. Our agents at PSA Insurance Services will help you find the best coverage you need for your business.
Jet Ski Insurance
Consult with one of our professional agents at PSA Insurance Services to make sure you have the right coverage at a competitive price. We can evaluate your boat or jet ski insurance needs to find special coverages you may need or any discounts you may qualify for. Some additional discounts and coverages may include...
You may be speculative why it's necessary to hold a renters insurance. Rental properties, particularly apartments are thought-about risky once it involves potential claims. You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent. There are many potential risks and your property is in danger. The items you own are valuable and you should shield them from a loss. Besides, renters insurance in most cases is extremely cheap.
Home Insurance
Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Also, don't rely on the federal government to assist you in the event of a massive flood situation.
Condo Insurance
Condo Association insurance can help but it often is meant for the building itself rather than what's inside. This is where a condo insurance policy is different from a homeowners policy because you usually will just need to cover the valuables inside your condo.
A share of the earned surplus apportioned for distribution and reflective of the difference between the premium charged and the actual loss experience. In a mutual or participating company, it is the return to the policyholder out of the earnings of the company. In a stock or nonparticipating insurance company, it is the division of the profits among the stockholders of the company. A refund of part of the premium on a participating life insurance policy.
Health Insurance
Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.
Commercial Property insurance covers the building that your business owns or rents. A California commercial property insurance policy would also cover equipment, computers, tools and furniture. Let the agents at PSA Insurance Services evaluate your commercial property insurance needs to find the best suite for your liabilities and risks.
Workers Compensation Insurance
Commercial Liability Insurance
Commercial Umbrella Insurance is intended to pick up where your General Liability, Commercial Auto or Employer's Liability policies leave off. So, your Commercial Liability policy won't "kick in" until your other policy limits have been reached. Not having enough coverage for your business in Temecula, California and surrounding areas could leave your business vulnerable.
Professional Liability Insurance
Professional Liability Insurance or PLI is a form of liability insurance necessary to help protect businesses in the service or consultant industry. A claim of negligence can be very damaging to a growing business and if the claim results in monetary damages can be catastrophic.
Builders Risk Insurance
A builders risk policy protects builders and contractors from losses to property and financially in the event of an incident. Losses may occur to the property or structure but may include the materials used on the job site. Our agency can help protect you in the event of a fire, flood or theft. You may also opt to have additional coverage in the event of losses due to project penalties or unexpected costs, like taxes.
Restaurant Insurance
We can service your restaurant insurance needs in Temecula, California including the Greater Los Angeles, Murrieta, Riverside, San Diego, and Temecula areas.
Umbrella insurance is there to protect you if you are liable for something big. Similar to an umbrella, it is there to fill in coverage caps that you may have from your other insurance policies.
Jewelry Insurance
There may also be other coverages that you many want to consider in addition to your basic homeowners policy. These may include personal umbrella, automobile, flood, earthquake or jewelry insurance. Our agents at PSA Insurance Services can help you understand your other risks and help you evaluate whether you may need additional coverages in your California home insurance plan.
Your standard California flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.
Earthquake Insurance
At PSA Insurance Services, we can protect your California property with earthquake coverage. We realize that earthquake insurance is necessary in California, so we will shop multiple companies to find the policy best suited to your needs.