Law Office of Christopher Hewitt

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Business Bankruptcy Law Attorneys, Bankruptcy Law Attorneys, Employment Discrimination Attorneys

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Today: Open 24 Hours

18 Years

in Business

(415) 265-2917Call Visit WebsiteVisit Website Map & DirectionsDirections2415 18th StSan Francisco, CA 94110 Write a ReviewWrite Review

Hours

Regular Hours

Mon - Fri:	Open 24 Hours
Sat - Sun	Closed

Places Near San Francisco with Business Bankruptcy Law Attorneys

Daly City (8 miles)
Brisbane (9 miles)
South San Francisco (12 miles)
Sausalito (13 miles)
Oakland (13 miles)
Belvedere Tiburon (13 miles)
Emeryville (13 miles)
San Bruno (15 miles)
Alameda (15 miles)

More Info

General Info: Filing Chapter 7 and Chapter 13 bankruptcies on behalf of individuals and companies. I also negotiate debt for clients and do attorney based debt settlement
Email: Email Business
Extra Phones: Fax: (877) 241-6366
Payment method: cash only
Neighborhood: Central East San Francisco
Accreditation: NACBA, BBB
Associations: SF Bar Association NACBA (National Association of Consumer Bankruptcy Attorneys) BBB ABA
Other Link: http://hewittbankruptcy.com
Categories: Business Bankruptcy Law Attorneys, Bankruptcy Law Attorneys, Employment Discrimination Attorneys, Legal Service Plans

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Details

Phone: (415) 265-2917

Address: 2415 18th St, San Francisco, CA 94110

Website: http://hewittbankruptcy.com

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Law Office of Christopher Hewitt

Child Support
Spousal Support
To qualify for a Chapter 7 bankruptcy you have to pass the means test which looks at what your income was for the last 6 months and compares it to the median income of a household of your size in California. A single person in California is roughly around 48,000 dollars and for households of two its around 64k with 7k added per household member after that. If your income is below the median income, then you presumptively qualify for a chapter 7 bankruptcy. For some people the means test does not apply. If you are a business debtor then you fall into this category. That means that if over 50% of your debt is business related debt then the means test does not apply and you can get a chapter 7 bankruptcy much easier then other high income earners. The other exception to the means test is if you have high expenses and can show that you have no disposable monthly income to pay into a chapter 13. Its not any expenses that count, but if you have an expensive mortgage, high medical bills, spousal support etc.

Personal Injury
A payment under a a personal injury award not to exceed 20,725, not including pain and suffering or compensation for actual pecuniary loss, of the debtor or individual of whom the debtor is a dependent.

Bankruptcy
I am a bankruptcy attorney currently residing in the Palm Springs/Palm Desert area and I serve all surrounding cities in Riverside County. I exclusively practice bankruptcy law but also do debt settlement and FDCPA cases which are all related to a debtors practice. I am also a Palm Springs bankruptcy attorney who is licensed in all of the four federal districts in California so I will take cases from anywhere in California as long as you have access to a fax or scanner. Being a bankruptcy attorney in California and focusing on the Riverside and San Bernardino Counties I have seen how deteriorating home prices have really put people in financial strain and have led many to seek bankruptcy protection. Without the access to home equity lines of credit, people who had previously managed debt well have been put in a tough predicament. Credit card companies have raised interest rates and lowered credit limits at the same time which has put a lot of my clients over the edge. Once a payment is missed default rates can jump as high as 30% which then makes their debt unmanageable. Fortunately bankruptcy can be a great way to rebuild credit and restore financial stability. A chapter 7 bankruptcy can wipe out all of your unsecured credit card debt and allow you to keep your home so long as you have less than 100,000 dollars in equity and can remain current on your payments. For clients that make too much money for chapter 7 or have arrearages on their home then Chapter 13 bankruptcy can be a great way to reorganize and pay back a portion of your creditors over 3 to 5 years. Clients who have no equity in a home or do not own a home can use 22,000 dollars above and beyond all other exemptions to protect things like cash, extra cars and motorcycles, and other nonexemptable assets.
Foreclosure
I highly recommend Christopher Hewitt. Chris was doing pretty good job on my case with full support from processing, scheduling and other questions. We are in desperate situation facing foreclosure and credit card debt at that time, he saved us. He has my highest recommendation with regard to his expertise.

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