Cunningham Insurance Agency Inc.

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Homeowners Insurance, Auto Insurance, Boat & Marine Insurance

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31 Years

in Business

(413) 589-1616Call Visit WebsiteVisit Website Map & DirectionsDirections398 East StLudlow, MA 01056 Write a ReviewWrite Review

Hours

Regular Hours

Mon - Thu:	9:00 am - 5:00 pm
Fri:	9:00 am - 4:00 pm
Sat - Sun	Closed

Cunningham Insurance Agency Inc.

Auto Insurance
All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance in Ludlow, Massachusetts, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.

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More Types of Insurance Services in Ludlow

Auto Insurance Insurance Adjusters Homeowners Insurance Actuaries Health Insurance Life Insurance

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General Info: Cunningham Insurance Agency, Inc provides auto, homeowners, and personal umbrella insurance policies, commercial auto, trucking, builders risk and contractor insurance, business owners policies, and general liability insurance policies to the Ludlow, MA area.
Email: Email Business
Payment method: amex, cash, check, discover, master card, visa
Other Link: website
Other Email: Email Business
Categories: Homeowners Insurance, Auto Insurance, Boat & Marine Insurance, Business & Commercial Insurance, Flood Insurance, Health Insurance, Insurance, Liability & Malpractice Insurance, Life Insurance, Motorcycle Insurance, Property & Casualty Insurance, Renters Insurance, Truck Insurance, Workers Compensation & Disability Insurance

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Phone: (413) 589-1616

Address: 398 East St, Ludlow, MA 01056

Website: website

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Cunningham Insurance Agency Inc.

Auto Insurance
All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance in Ludlow, Massachusetts, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.
Motorcycle Insurance
We are a Massachusetts based insurance agency that specializes in motorcycle coverage. We will shop the best motorcycle insurance companies in Massachusetts to find you the best coverage at an affordable price. You can either fill out our online quote form or contact us for a free, no-obligation quote.
Inland Marine Insurance
Massachusetts Inland Marine insurance was first created to cover goods transported over water. Now this policy has expanded to cover goods on land and is offered for Commercial or Personal property.
Truck Insurance
We work with some of the top rated companies for your commercial truck insurance policy and tailor a package that meets your truck and trailer needs.

Renters Insurance
You may be speculative why it's necessary to hold a renters insurance. Rental properties, particularly apartments are thought-about risky once it involves potential claims. You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent. There are many potential risks and your property is in danger. The items you own are valuable and you should shield them from a loss. Besides, renters insurance in most cases is extremely cheap.
Home Insurance
Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Also, don't rely on the federal government to assist you in the event of a massive flood situation.
Condo Insurance
Condo Association insurance can help but it often is meant for the building itself rather than what's inside. This is where a condo insurance policy is different from a homeowners policy because you usually will just need to cover the valuables inside your condo.

Health and Life

Life Insurance
A share of the earned surplus apportioned for distribution and reflective of the difference between the premium charged and the actual loss experience. In a mutual or participating company, it is the return to the policyholder out of the earnings of the company. In a stock or nonparticipating insurance company, it is the division of the profits among the stockholders of the company. A refund of part of the premium on a participating life insurance policy.
Health Insurance
Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.

Business Insurance
Business, Commercial, General Liability, Work Comp and Business Insurance Services in Ludlow, Massachusetts - Cunningham Insurance Agency, Inc.
Workers Compensation Insurance
Workers' Compensation - Contractors are responsible for providing this coverage for employees but may also have the exposure because of subcontractors who have not provided workers' compensation insurance for their employees. This exposure can be avoided by insisting that subcontractors carry appropriate workers' compensation insurance.
Commercial Liability Insurance
Commercial Umbrella Insurance is intended to pick up where your General Liability, Commercial Auto or Employer's Liability policies leave off. So, your Commercial Liability policy won't "kick in" until your other policy limits have been reached. Not having enough coverage for your business in Ludlow, Massachusetts and surrounding areas could leave your business vulnerable.
Builders Risk Insurance
A builders risk policy protects builders and contractors from losses to property and financially in the event of an incident. Losses may occur to the property or structure but may include the materials used on the job site. Our agency can help protect you in the event of a fire, flood or theft. You may also opt to have additional coverage in the event of losses due to project penalties or unexpected costs, like taxes.

Liability Insurance
Umbrella insurance is there to protect you if you are liable for something big. Similar to an umbrella, it is there to fill in coverage caps that you may have from your other insurance policies.
Jewelry Insurance
There may also be other coverages that you many want to consider in addition to your basic homeowners policy. These may include personal umbrella, automobile, flood, earthquake or jewelry insurance. Our agents at Cunningham Insurance Agency, Inc. can help you understand your other risks and help you evaluate whether you may need additional coverages in your Massachusetts home insurance plan.

Natural Disaster

Flood Insurance
Your standard Massachusetts flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.
Earthquake Insurance
At Cunningham Insurance Agency, Inc., we can protect your Massachusetts property with earthquake coverage. We realize that earthquake insurance is necessary in Massachusetts, so we will shop multiple companies to find the policy best suited to your needs.

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