You need to have proof of car insurance if you drive a vehicle in Elizabethville, Harrisburg, Halifax, Millersburg, Lykens, Line Mountain, Dauphin, PA.. Residents of Elizabethville, Harrisburg, Halifax, Millersburg, Lykens, Line Mountain, Dauphin, PA. have many choices when it comes to getting car insurance, but no one compares to Keystone-Deibler, Straub & Troutman Insurance when it comes to the right balance of competitive rates, great service, and ultimate convenience in an auto insurance policy.
Motorcycle Insurance
Many companies offer discounts from 10 to 15 percent on motorcycle insurance for graduates of training courses, such as the Motorcycle Safety Foundation (MSF) rider course. Riders under the age of 25, usually considered a higher risk, may see some savings by taking this course. It’s also a good idea for cyclists who have already had accidents.
Boat Insurance
Larger and faster boats such as yachts, and personal watercraft such as jet skis and wave runners require a separate boat insurance policy. The size, type and value of the craft and the water in which you use it factor into how much you will pay for insurance coverage.
RV Insurance
But with this dual benefit also come some increased risks. As a vehicle, your motor home needs some auto-type insurance to protect you from crashes, medical costs and the like while you’re driving on the road. But comprehensive rv insurance needs to also protect you when you have stopped and camped. That means you need insurance closer to what you find in a homeowner's policy that includes features such as...
Mobile Home Insurance
Mobile home insurance policies provide two basic kinds of coverage: physical damage and personal liability coverage. Choosing the right insurance policy is much like choosing the right mobile home. You want it to fit your needs and lifestyle, but you also want the insurance coverage to fit within your budget. These coverage options are
ATV Insurance
With a good variety of coverage types available, you should be able to work with an ATV insurance provider to create a policy that can provide you with maximum protection. There are multiple types of coverages available that you can choose from to create a comprehensive ATV insurance policy.
Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 mile per hour horse power under a homeowners or renters insurance policy. Coverage is usually about $1,000 or 10 percent of the home's property value and generally includes the boat, motor and trailer combined. Liability coverage is typically not included–but it can be added as an endorsement to a homeowners policy. Check with your insurance representative to find out if your boat is covered and what the limits are.
Home Insurance
Your standard dwelling fire policy offers protection for your home and other permanent structures on your property for the following perils. A dwelling fire policy is similiar toa homeowners insurance policy. A person who owns a house and lives in that house would have a homeowners insurance policy on the residence. A person who owns a house, but, rents it out to someone else would have a dwelling fire policy on the residence. Dwelling fire policies are often slightly more expensive than a homeowners policy because there is a renter, not the owner, living in the home.
Condo Insurance
Let Keystone-Deibler, Straub & Troutman Insurance help you choose a policy that will fit your individual needs. Protecting your assets, whether personal, business, or both, is our goal. A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils. We’re here to help when you are considering Condo Insurance.
Landlord Insurance
Short-term rental insurance for homeowners isn’t for use when you’re renting your house out on a week-to-week long-term basis, but for other brief periods of time. For starters, it’s important to understand that if you rent out your place to a tenant year-round, you’ll need landlord insurance. If you rent out your home for 62 days or less per year, you’ll want short-term home rental insuranceShort-term rental insurance policies for renters often limit the total number of days per policy period that your home can be rented out.
Deibler, Straub and Troutman, Inc. provides Business, Commercial, Worker's Comp, Auto, Home & Life Insurance in Elizabethville, Harrisburg, Halifax, Millersburg, Lykens, Line Mountain, Dauphinand throughout the state of Pennsylvania.
Health Insurance
Medicare is a federal health insurance program for people age 65 and older, people of any age with permanent kidney failure, and certain disabled people under age 65. Medicare is managed by the Centers for Medicare and Medicaid Services (CMS). This article summarizes Medicare covered services.
Long Term Care
Long-term care (LTC) insurance pays for services to help individuals who are unable to perform certain activities of daily living without assistance or who require supervision due to a cognitive impairment such as Alzheimer’s disease. According to the U.S. Department of Health and Human Services, about 70 percent of individuals over age 65 will require at least some type of LTC services. There were 47.8 million people age 65 and older in 2015, accounting for 14.9 percent of the U.S. population, according to the U.S. Census Bureau. By 2030 the Census Bureau projects there will be about 74.1 million older people and about 88.0 million in 2050.
Hundreds of small businesses are re-locating to Elizabethville, Harrisburg, Halifax, Millersburg, Lykens, Line Mountain, Dauphin, PA. every year. These small businesses help employ thousands of workers in this beautiful state. It’s crucial for these companies to have the appropriate types of business insurance in Elizabethville, Harrisburg, Halifax, Millersburg, Lykens, Line Mountain, Dauphin, PA.. Our insurance coverage can help all kinds of small businesses throughout PA
Commercial Property Insurance
Business property insurance coverage is typically packaged with additional coverages for property issued to you by a client that is temporarily in your custody and Business Interruption Insurance that pays for loss of earnings when operations are curtailed or suspended because of a covered property loss.
Workers Compensation Insurance
Workers' compensation insurance is a state-mandated insurance that provides income, medical benefits and rehabilitative services for workers injured on the job or while performing work-related duties. It ensures that injured workers receive financial compensation for medical care and for a portion of the income they lose while they are unable to work. Workers' compensation insurance also helps protect employers from lawsuits initiated by workers injured on the job.
Commercial Liability Insurance
Iquor liability insurance is business coverage that protects your business against loss or damages claimed as a result of a patron of your business becoming intoxicated and injuring himself or others. If your business manufactures, sells, serves or facilitates the use or purchase of alcohol, then your business will likely need this coverage. Liquor liability coverage may be sold as an add-on to a commercial liability policy or as a stand-alone policy. But, if you do not purchase this extra coverage, your standard commercial general liability policy
Professional Liability Insurance
Workers compensatio n and employment practices liability insurance are excluded but can be purchased as separate policies. In addition, pollution liability is excluded and can be purchased as an endorsement. However, this coverage is very limited, and high-risk businesses should consider purchasing a separate pollution liability policy. Liquor liability, professional liability and other risks may also be excluded. An insurance professional can help you to determine endorsements that are right for your type of business.
Builders Risk Insurance
Our Builders Risk insurance plan is the industry leader in providing course of construction insurance solutions. We offer broad, flexible coverage options specifically designed to meet the unique builders risk insurance needs of even the largest residential or commercial construction project. Our competitive coverage includes an extremely broad policy, including...
Restaurant Insurance
Let the Keystone-Deibler, Straub & Troutman Insurance, help you choose a policy that will fit your individual needs. Protecting your assets, whether personal, business, or both, is our goal. A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils. We’re here to help when you are considering purchasing restaurant insurance.
The Keystone-Deibler, Straub & Troutman Insurance specializes in contractor license bonds and general liability insurance for PA contractors. We have been in business for many years and our experienced team delivers reliable and fast service. We work with several major insurance companies to deliver the lowest rate e.
Identity Theft Insurance
Pet Insurance
While shopping for pet insurance, you may come across veterinary discount plans, which are membership based services rather than an insurance policy. With a veterinary discount plan, the member pays a monthly fee and then is entitled to reduced rates on pet services, medical procedures, prescriptions and products from a specific group of veterinarians who also agree to participate in the plan.
Though the government determines flood insurance coverage and premiums, you can still purchase your flood policy through our agency—even if you don't have an existing property policy with us. So why choose us for flood insurance? Because it gives you access to invaluable features and benefits, like...
Earthquake Insurance
You don’t have to live in California or Chile to get your share of these unwanted quakes, and you don’t want to depend on government relief when it comes to earthquake damage. Often the government takes a very long time to respond and repair. When your property has been damaged, you’ll want quick attention. Many States are at a very high risk for an Earthquake.The vast majority of people living in seismic zones do not carry Earthquake insurance. Don't be one of them. Call for a quote!