Agassiz Realty

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Auto Insurance, Agriculture Insurance, Flood Insurance

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Today: 9:00 am - 5:00 pm

(218) 782-2141Call Visit WebsiteVisit Website Map & DirectionsDirections204 Main St NGreenbush, MN 56726 Write a ReviewWrite Review

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Hours

Regular Hours

Mon - Fri:	9:00 am - 5:00 pm

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Extra Phones

Fax: (218) 782-2145

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Agassiz Insurance Group Agassiz Realty

Agassiz Insurance Group

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http://www.agassizrealty.com

Categories

Auto Insurance, Agriculture Insurance, Flood Insurance, Health Insurance, Insurance, Life Insurance, Property & Casualty Insurance, Workers Compensation & Disability Insurance

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Details

Phone: (218) 782-2141

Address: 204 Main St N, Greenbush, MN 56726

Website: http://www.agassizrealty.com

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Agassiz Realty

Auto Insurance
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Snowmobile Insurance
Mobile Home Insurance
ATV Insurance
Are you shopping for RV or ATV Insurance? Fill out the form below or give one of our Agents a call.
Inland Marine Insurance

Renters Insurance
Floater – A separate policy available to cover the value of goods beyond the coverage of a standard renters insurance policy including movable property such as jewelry or sports equipment.
Home Insurance
Hurricane Deductible – Amount you must pay out-of-pocket before hurricane insurance will kick in. Many insurers in hurricane-prone states are selling homeowners insurance policies with percentage deductibles for storm damage, instead of the traditional dollar deductibles used for claims such as fire and theft. Percentage deductibles vary from one percent of a home’s insured value to 15 percent, depending on many factors that differ by state and insurer.

Health and Life

Life Insurance
Accidental Death Benefit – In a life insurance policy, benefit in addition to the death benefit paid to the beneficiary, should death occur due to an accident. There can be certain exclusions as well as time and age limits.
Health Insurance
Benefit Period – In health insurance, the number of days for which benefits are paid to the named insured and his or her dependents. For example, the number of days that benefits are calculated for a calendar year consist of the days beginning on Jan. 1 and ending on Dec. 31 of each year.
Disability Insurance
Residual Benefit – In disability insurance, a benefit paid when you suffer a loss of income due to a covered disability or if loss of income persists. This benefit is based on a formula specified in your policy and it is generally a percentage of the full benefit. It may be paid up to the maximum benefit period.
Long Term Care
Living Benefits – This feature allows you, under certain circumstances, to receive the proceeds of your life insurance policy before you die. Such circumstances include terminal or catastrophic illness, the need for long-term care, or confinement to a nursing home. Also known as “accelerated death benefits.”

Professional Liability Insurance
Risk Retention Groups – Liability insurance companies owned by their policyholders. Membership is limited to people in the same business or activity, which exposes them to similar liability risks. The purpose is to assume and spread liability exposure to group members and to provide an alternative risk financing mechanism for liability. These entities are formed under the Liability Risk Retention Act of 1986. Under law, risk retention groups are precluded from writing certain coverages, most notably property lines and workers’ compensation. They predominately write medical malpractice, general liability, professional liability, products liability and excess liability coverages. They can be formed as a mutual or stock company, or a reciprocal.

Annuities
Participation Rate – In equity-indexed annuities, a participation rate determines how much of the gain in the index will be credited to the annuity. For example, the insurance company may set the participation rate at 80%, which means the annuity would only be credited with 80% of the gain experienced by the index.
Liability Insurance
General Liability Insurance – Insurance designed to protect business owners and operators from a wide variety of liability exposures. Exposures could include liability arising from accidents resulting from the insured’s premises or operations, products sold by the insured, operations completed by the insured, and contractual liability.
Travel Insurance
Creditable Coverage – Term means that benefits provided by other drug plans are at least as good as those provided by the new Medicare Part D program. This may be important to people eligible for Medicare Part D but who do not sign up at their first opportunity because if the other plans provide creditable coverage, plan members can later convert to Medicare Part D without paying higher premiums than those in effect during their open enrollment period.

Natural Disaster

Flood Insurance
Marilee G. Svegdahl - Marilee is a producing agent out of our Greenbush location and specializes in home, auto, umbrella and flood insurance. Marilee currently holds a CISR designation.

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