At Janis-Shunta Insurance in Fruitport and Muskegon, MI, we understand the value of your boat. To help guide you through, we have Michigan agents ready to answer all your questions and assist you where they can. Our rating tools are only available for home and auto insurance. We look forward to having you on board.
Motorcycle Insurance
It is an insurance coverage that offers financial protection to a motorcyclist in the event of a motorcycle theft, loss, damage, or accident. The motorcycle insurance covers all motorcycle types from street bikes, three wheels, and even mopeds.
Boat Insurance
Looking for an insurance company that will offer a boat insurance tailor-made for your needs? Janis-Shunta Insurance in Fruitport and Muskegon, MI offers reliable boat insurance solutions to boat owners in Michigan. We will walk you through each insurance policy and come up with the right coverage that will suit you.
RV Insurance
Owning a recreational vehicle is a luxury in Michigan. You can use it when visiting spectacular places around the state, for camping, or even to visit some relatives in another state. This reiterates that the value of an RV should never be underestimated. To continue enjoying your travels, we strongly recommend you get RV insurance. At Janis-Shunta insurance in Fruitport and Muskegon, MI, we value your vacation vehicle and are here to provide the financial protection you need should an incident occur.
No matter the cost or condition of your home, you need home insurance. It is a safeguard in an emergency and protects you from financial hardship if there is damage to your home. Sometimes it’s tempting to go for the most basic policy, but you may miss out on critical coverage, as many things are commonly excluded from home insurance policies.
Condo Insurance
Conceptually, condominium insurance provides coverage for a separate and distinct unit located within a more massive project ‐ one with common areas that must be maintained. Condo insurance specifically covers the insured unit’s interior damage and the damage to the personal property housed within the insured property.
Life insurance is one of the most important policies in Michigan today, and rightly so because it is meant to protect your loved ones in case of your unfortunate passing. In essence, life insurance ensures that the beneficiaries of the policy lead a normal life after the death of the policyholder. Also, life insurance can be used as a savings plan depending on the coverage option you choose.
This insurance coverage protects the business in case of hazards such as theft, fire, or natural calamities. It protects all business property such as the building, equipment, furniture, and inventory.
Workers Compensation Insurance
If your employees become injured while at the business premises or in the line of duty, this coverage pays for their medical bills. It also protects lost income caused by injuries incurred while at work. This compensation includes medical treatment, death benefits, and disability as a result of a workplace injury.
This is a special type of commercial insurance that merges general liability insurance and property insurance into one single policy. It offers a reduced premium meaning it's more cost-effective than separate policies. Under property insurance, it covers buildings and personal property owned by the business. It also includes business interruption insurance as part of its property coverage. This policy offers up to twelve months of income to covered companies in case they are forced to shut down operations due to a covered peril.