Pram Insurance

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(714) 671-3951Call Visit WebsiteVisit Website Map & DirectionsDirections711 E Imperial Hwy Ste 100Brea, CA 92821 Write a ReviewWrite Review

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Mon - Fri:	9:00 am - 5:00 pm

Pram Insurance

Health and Life

Life Insurance
Effective March 1st, 2017, PRAM is now an MGU with National Guardian Life Insurance Company (NGL). NGL, founded in 1910, is located in Madison, Wisconsin. National Guardian Life has consistently been rated one of America's most successful independent mutual life insurance companies. NGL has a rating of A- (Excellent) from A.M. Best Company, the leading provider of ratings and financial data for the insurance industry worldwide.

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Other Link: http://pram.com
Categories: Insurance, Health Insurance, Life Insurance, Workers Compensation & Disability Insurance

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Phone: (714) 671-3951

Address: 711 E Imperial Hwy Ste 100, Brea, CA 92821

Website: http://pram.com

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Pram Insurance

Health and Life

Life Insurance
Effective March 1st, 2017, PRAM is now an MGU with National Guardian Life Insurance Company (NGL). NGL, founded in 1910, is located in Madison, Wisconsin. National Guardian Life has consistently been rated one of America's most successful independent mutual life insurance companies. NGL has a rating of A- (Excellent) from A.M. Best Company, the leading provider of ratings and financial data for the insurance industry worldwide.
Health Insurance
There are 1.25 million Americans living with Type 1 Diabetes, with 40,000 new cases diagnosed each year. Less than one-third of those people maintain their blood glucose at their target levels. Diabetes is not a disease to be taken lightly. If left untreated it can cause emergency metabolic crises, as well as damage or failure to the kidneys, heart, eyes, nerves, blood vessels, and other vital organs. This begs the question; why not strictly adhere to your prescribed lifestyle and medication regimen? The answer is complicated and the reasons vary. However, many of the reasons come down to cost. With an annual healthcare cost of $14 billion in the US associated to Type 1 Diabetes, that averages out to approximately $11,200 per patient per year. For many Americans, it’s a high price to pay when they’re already struggling just to make ends meet. Many lower income families who have children with Type 1 Diabetes cannot afford the medications nor the health insurance to assist with paying for those medications. Those children often end up in the hospital with medical staff taking extreme measures to bring their blood sugar and insulin levels back to safe and normal levels. While that may save the child’s life temporarily, what will happen when the child leaves the hospital and cost prohibitive factors leave the parents continually unable to manage the disease? The world of disease is wide and far reaching. Comprehensive education by doctors and pharmacists, utilization of patient assistance programs and organizations such as the Juvenile Diabetes Research Foundation are all crucial in the fight to help those struggling with disease to properly adhere to their prescribed medication regimen and overall health goals.

Workers Compensation Insurance
We may also share your nonpublic personal information with certain governmental and regulatory entitles, but only to the extent required by law. Examples include state Workers Compensation Boards and the U.S. Department of Health and Human Services which administers Medicare.

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