Watkins Rodney Insurance

Insurance, Auto Insurance, Boat & Marine Insurance

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75 Years

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(903) 769-5566Call Visit WebsiteVisit Website Map & DirectionsDirections2365 S Fm 2869 Ste AHawkins, TX 75765 Write a ReviewWrite Review

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Extra Phones: Phone: (903) 769-9137
Services/Products: Bonds
Brands: independent agents
AKA: Watkins Insurance Group
Other Link: http://www.watkinsinsurancegroup.com
Categories: Insurance, Auto Insurance, Boat & Marine Insurance, Business & Commercial Insurance, Flood Insurance, Homeowners Insurance, Insurance Consultants & Analysts, Liability & Malpractice Insurance, Life Insurance, Property & Casualty Insurance, Travel Insurance, Workers Compensation & Disability Insurance

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Phone: (903) 769-5566

Address: 2365 S Fm 2869 Ste A, Hawkins, TX 75765

Website: http://www.watkinsinsurancegroup.com

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Watkins Rodney Insurance

Auto Insurance
Your classic car is special to you and that’s why classic car coverage is a special category with some key differences from ordinary auto insurance policies. Each one is unique in its own right, so it’s important to get an insurance policy that meets the needs of your particular vehicle and how you plan on using it. It’s your investment—protect it.
Boat Insurance
Accidents can happen to anyone at any time, even those who have been out on the water for years. Personal watercraft insurance is a necessity, but sometimes the limit these policies provide isn't enough.
Inland Marine Insurance

Home Insurance
Your home is the center of your life. It’s also your biggest investment. That’s where home insurance comes in, covering the unique risks you face. We’ll help you find a policy that protects you from the small and large risks related to owning a home. Because it’s more than just a house, it’s your home.

Health and Life

Life Insurance
One way this type of insurance responds to this challenge is by bringing multiple areas of coverage and knowledge together into a robust insurance solution based on your individual needs. This usually includes coverage for your home or homes, vehicles, travel, and even life insurance. The solution is designed for your particular risks, assets, and lifestyle rather than simply combining off-the-shelf policy terms and conditions.

Business Insurance
If you make and distribute products, standard business insurance might not be enough. A dedicated manufacturer insurance policy may cover the specific risks you face, leaving you free to concentrate on your business.
Commercial Property Insurance
A commercial property insurance policy may help protect against the cost of replacing lost or damaged property. Additionally, insurance may cover any associated losses—such as lost income—that are caused because part or all of your business is temporarily unable to operate.
Workers Compensation Insurance
Workers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law and may vary by area, so be sure that you understand your obligations for all physical locations where your business operates in and all physical locations where you hire your employees.
Commercial Liability Insurance
You should consider purchasing a commercial umbrella insurance policy which provides higher limits, typically between $2,000,000 and $10,000,000, and often broadened coverages. Coverage is extended over various policies, including general liability insurance, business auto, and directors and officers liability insurance.
Professional Liability Insurance
With so many different hands involved in the development process, professional liability insurance is essential coverage for any real estate developer insurance program. This coverage offers protection for damages caused by wrongful acts, including errors, omissions, or negligence committed during any stage of development operations. One mistake can leave you liable and dealing with a lawsuit, so it’s important to have coverage.
Builders Risk Insurance
An early stage of developing real estate involves building on your land. Any structures you build are at risk of damage caused by fire, wind, theft, or vandalism. For this, builders risk insurance is essential. It’ll cover any structures, materials, or equipment for the buildings. However, builders risk insurance does have some common exclusions, like earthquakes, floods, and employee theft. Therefore, you’ll need to look into additional coverage if those are a concern for your development business.

Liability Insurance
General liability insurance is an absolute necessity for your technology business. It provides broad coverage when you are deemed responsible and liable, and will also pay to defend any covered lawsuit or action regardless of its merit.
Travel Insurance
Various types of travel insurance are available that may offer protection in case of lost baggage, trip cancellation or delays, or trip interruption. You may also want to consider policies that cover accidental death and dismemberment, as well as the repatriation of remains.
Identity Theft Insurance

Natural Disaster

Flood Insurance
Purchase a flood insurance policy to protect your home and covered contents from certain types of flood losses as designated by the National Flood Insurance Program (NFIP). In the U.S., a flood policy is purchased as a separate policy through the federal program (NFIP) or through a servicing carrier known as a write-your-own carrier. Additionally, you may be able to purchase excess limits on your homeowners policy to better protect your home.

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