Attorney Kercher has been providing legal services to Chapter 7, 13 and 11 debtors throughout the Lehigh Valley, including Lehigh and Northampton Counties, for over thirty (30) years. Kercher had previously represented banking institutions and creditors as well but has concentrated his practice in the representation of debtors over the last twenty (20) years. He also has experience in litigating consumer protection issues, such as Truth in Lending violations, Fair Debt Collection Practices violations, Unfair Trade Practice issues and related consumer problems caused by the over-reaching of lenders and creditors.