Kirstein Insurance provides experienced insurance services for our clients throughout south Florida. Our services include: Auto, Health, Life, Homeowners, Commercial Property, Business Liability, Business Owners, Florida Workers Compensation, and Commercial Auto Insurance. Whether you're a contractor, services company, large employer or a small business looking for affordable insurance plan coverage's, we can fulfill your Florida commercial insurance needs. Fill out a secure quote request form and in a timely manner receive a thorough Business Insurance quote or contact us at 561-249-9449 to speak with our Florida Commercial Insurance lines specialist. If you live in the West Palm Beach / Ft. Lauderdale metro area, or in one of the scenic and quaint small towns in south Florida, Kirstein Insurance Services is your family and individual insurance services source that will save you money with quality insurance coverage from some of the leading insurance companies in the industry. We are your local Boca Raton, Florida insurance agency, offering affordable insurance policy premiums to individuals and families, as well as commercial insurance plan services.
Insurance in Palm Beach, Broward, Dade, Duvall, and Other Counties - Personal & Commercial Auto Insurance Quote Boca Raton, FL
Motorcycle Insurance
If you are a Florida motorcycle rider and owner, you need to have motorcycle insurance coverage: it’s just that simple. As a motorcycle operator, whether you own a standard motorcycle, cruiser, ATV, or sport bike, you need to protect yourself in the event of an accident regardless of who is at fault.
Boat Insurance
You love your watercraft whether it’s a boat that you use for sport fishing, a speed boat for racing, a yacht on which you reside, or a fleet of boats that you own as part of your business the watercraft is your pride and joy. And, as such, you know that you need to protect the boat with the perfect and affordable watercraft insurance policy.
Are you one of the millions of Florida residents who currently rents their home? Whether you live in a house, apartment, condo, or mobile home, as a renter you need a specific type of insurance, Florida rental insurance to protect you and your belongings. Here at Kirstein Insurance Services our brokers will gladly discuss your specific rental insurance needs and help you decide on which renters insurance policy is right for you.
Home Insurance
As a Florida homeowner, insurance should be a part of your budget: you need to protect your home — whether a single-family dwelling, a condo, manufactured building, or other residence — homeowners insurance is essential.
Condo Insurance
Here at Kirstein Insurance Services, we understand that condominium owners and condo renters have specific needs when it comes to Florida condo insurance. Because you are likely to have a Condo Association which has insurance coverage that handles issues exterior to your unit such as walkways, lobbies, elevators, pools, the grounds, and other common areas you do not need additional coverage for those parts of the property. However, you do need to have condo insurance for your individual unit, covering both your personal property and liability.
Landlord Insurance
Florida rental property insurance also often called landlord insurance provides coverage that protects your investment. A good policy, in addition to covering liability and property, will also provide insurance for...
Everyone should have a term life insurance policy: it will protect you and your family in the event of an unexpected death; most policies are very affordable; and you are able to choose the amount of coverage that you and your family need, as well as the length of the policy. At Kirstein Insurance Services, Florida’s premier insurance bokers are ready to discuss your term life insurance needs and provide you with term life insurance quotes.
Health Insurance
If you’re self-employed or the owner of a Florida small business, you need Florida health insurance. You might be concerned that you cannot afford a health insurance policy, but here at Kirstein Insurance Services, we will work with you to find the health insurance policies that are affordable and provide the coverage you need.
Are you a business owner in Florida? If so, you know that you need a full-range of insurance policies to protect your business, your employees, and yourself. Whether you are in construction, hospitality, manufacturing, retail, services, transportation, or wholesale, Florida business insurance is not an option: you need it.
Commercial Property Insurance
For your business, you will also want to look into commercial property insurance; that is, insurance that will cover you in the event that your commercial property is stolen, damaged, or lost. Your commercial property insurance policy will serve to protect your commercial assets and you are free to decide between replacement of the property’s actual value, replacement value, or a previously agreed-upon amount the latter is commonly employed when the business owns art or other unique / impossible to replace items.
Commercial Liability Insurance
The right Florida business liability insurance policy will protect you, your business, and your employees in the event of a claim. As a professional business owner, you will, of course, attempt to remove all potential hazards from your business. However, there is always the possibility of an injury on the part of a customer behaving in a careless or reckless manner, and you need to be covered for their possible actions.
Kirstein Insurance Services can provide you with an Umbrella Insurance policy which is your protection against financial loss should someone bring a lawsuit against you. Umbrella coverage starts to protect you after you have exhausted your maximum liability limit of coverage under your Auto, Boat and Home primary Insurance policies.
If you’re a Florida resident, you know the prevalence of flooding in the state: according to the Federal Emergency Management Agency (FEMA), flooding is the number one natural disaster that regularly strikes the nation. And Florida, with so much of the land being close to sea level, is particularly vulnerable to flooding situations. As a south Florida homeowner, you need to have flood insurance, which provides coverage that most other policies do not cover, such as building damages and loss of contents due to flooding, flood-caused mudslides, and flood-related erosion.